Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Homeowners Insurance Information
Why place your homeoweners insurance with Killingsworth Agency?
We've been insuring the homes of Central Floridians for over 40 years. Florida has unique risk and challenges when it comes to insuring homes (hurricanes and sink holes for example). You can count on our experience to make sure you have home insurance coverage you need.
We are a true independent insurance agency. This means we represent several homeowners insurance companies. Exclusive agents only represent one company! This gives Killingsworth Agency the advantage when insuring your home. Different companies cater to different risks. Some companies give better discounts for certain types of construction. Another company may be more competitive with older homes. Killingsworth Agency doesn’t try to fit a square peg in a round hole. You can be sure you are getting the best homeowners insurance coverage at the best price.
We also offer coverage for:
- Land Lords
- Vacant Homes
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
Why do you need homeowners insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.
- If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
- If a guest in your home is injured, liability protection and medical coverage help pay expenses.
- If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
- If you are still paying for your home, your lender will require insurance.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. We would be happy to answer any questions you may have.
Be sure to read your policy so you know exactly what's included and what is not.